Change in legal marital status, including marriage, death of a spouse, divorce, legal separation and annulment.
A change in the number of dependents, including birth, death, adoption and placement for adoption.
A change in place of residence of the employee, retiree or their spouse or dependent and the current carrier is not available.
Significant cost or coverage changes (including coverage curtailment and the addition of a benefit package).
Judgments, decrees or orders.
A change in coverage of a spouse or dependent under another employer’s plan.
A COBRA qualifying event.
Entitlement to Medicare or Medicaid.